Privacy Policy

MinnValley Mutual Insurance Company Privacy Policy

This notice is provided to you on behalf of the MinnValley Mutual Insurance Company. We appreciate the trust you place in us when you provide us with the personal information we need when you purchase insurance from us. We take our obligation to protect your information seriously. This notice provides you with an explanation of where we get information about you when you write your insurance policies and to whom we disclose that information.

1. Information We May Collect

In the course of issuing or processing a policy or handling a claim, we may collect information about you from:

  • The insurance application or other forms (for example, your name, address, date of birth, and social security number);
  • Your transactions with us (such as payment and claims histories);
  • Consumer reporting agencies (such as credit history);
  • Your insurance agent (such as updated information pertinent to your account or information about your policies with other insurers);
  • Government agencies (such as a county recorder’s office).

This list is not intended to be an exhaustive or exclusive list, as MinnValley Mutual Insurance Company may request and collect other information relevant to future claims as permitted by your policy.

2. Information We May Disclose

We may disclose information about you, which includes:

  • Information we obtain from your insurance application or other forms, such as your name, address, date of birth, and social security number
  • Your transactions with us, such as payment and claims histories
  • Information we receive from third parties, such as consumer reporting agencies
  • Information from your insurance agent such as account information and policy with other insurers

This list is not intended to be an exhaustive or exclusive list.

3. To Whom We May Disclose Information To

In the course of our normal insurance business transactions, we may disclose some information about you to non-affiliated third parties, but only as permitted by law. Examples of some organizations to whom we might give information are:

  • Independent claims adjusters, appraisers, or attorneys who would need the information to handle your claims.
  • Your insurance agent, to allow for servicing of your policy.
  • Insurance rating organizations that require information for actuarial purposes.
  • Law enforcement or other governmental agencies when required or in response to a subpoena or threat of one, or in connection with suspected fraudulent claims.
  • Our affiliated companies and reinsurers.
  • Consumer reporting agencies to obtain past lost history and/or credit information.
  • Or as otherwise permitted by law.

4. How We Protect Information

We treat your personal information with respect and concern for your privacy. We do not sell any of your personal information to any third party. We maintain physical, electronic and/or procedural safeguards that comply with federal regulations to guard the information we obtain from you.

If you have any questions about this privacy notice, you may write to the attention of “Personal Information Request” at our mailing address.